It is the first question on almost every site visit and the one that quietly decides which smart switches you can buy. Here is what a neutral wire actually does, how to find out whether you have one, and what changes if you do not.
Usually yes. A smart switch needs constant power for its own radio, and the neutral wire completes that circuit. Newer BTO flats usually have neutral at the switch; older HDB flats often do not. No-neutral switches do exist and work, but they are fussier and the compatible device list is shorter.
The short version
Mains electricity needs a complete loop. Current flows out along the live conductor, through whatever it is powering, and back along the neutral. Without both, no circuit, no power.
An ordinary wall switch does not need the loop. It is just a gap in the live wire: close the gap and current flows to the light, open it and it stops. The switch itself consumes nothing, so it never needed a neutral, and for decades nobody ran one to the switch box.
A smart switch is different. It contains a radio, a small processor and a relay, and all of that has to stay powered even when the light is off - otherwise it could not receive the command to turn the light back on. To draw that power, it needs its own complete circuit: live in, and neutral out. Hence the wire.
The same circuit, drawn three times. Flick each switch and watch where the current actually goes. It is the quickest way to see why the neutral matters, and what a switch without one has to do instead.
Simplified for clarity. Earth conductors and protective devices are not drawn.
Turn the power off at the distribution board first. Then unscrew a switch plate and look at the wires in the box. You are looking for a wire that is not connected to the switch terminals - usually capped, tucked to the back, and in Singapore most often blue, sometimes black on older installations.
One wire in, one or more going out to the lights, nothing spare. No neutral.
That spare is very likely your neutral.
Green and yellow. This is not a neutral and must never be used as one.
If you are not certain, stop and have a licensed electrical worker check it. Colour conventions have changed over the decades and an assumption here is the expensive kind.
As a rough guide: BTO flats handed over in recent years generally do have neutral at the switch, condominium units usually do, and older HDB flats are a coin toss until somebody looks.

Everything is straightforward. Any mainstream smart switch will work, dimming behaves predictably, and there is no minimum load to worry about. This is the configuration we design for whenever it is available.
A licensed electrical worker runs a neutral from the ceiling rose or the nearest junction down to the switch box. In a flat being renovated this is trivial and cheap, because the conduit is accessible and the walls are open. In a finished home it means either drawing a wire through existing conduit where the route allows, or surface trunking where it does not.
It is the permanent fix. Once it is done, every future device choice is open again.
A no-neutral switch draws a tiny trickle of current through the light fitting itself to keep its electronics alive. With old incandescent bulbs that was invisible. With modern LEDs, which need almost no power, that trickle is sometimes enough to make the light glow faintly or flicker when it should be off.
The fix is a capacitor - usually called a bypass - wired at the light fitting to absorb the leakage. It works, and it comes with conditions:
We fit these regularly and they make plenty of homes work. They are a good second choice rather than an equal one.
If the switch box cannot change, put the intelligence downstream: smart bulbs, or a smart driver in the fitting. The wall switch then has to stay permanently on, which breaks the rule that the switch must keep working - so it gets replaced with a smart button that sends a command instead of cutting power. The wall still behaves normally; it just does something different behind the plate.
Sockets always have a neutral, so smart sockets and in-wall socket modules are never affected by this. Water heater switches are wired as a socket circuit in most Singapore flats and usually have neutral available. Ceiling fan controllers vary, and fan speed control has its own compatibility questions on top of the neutral one.
If your walls are open, pull neutral to every switch box. It is one of the cheapest things on a renovation and it removes a permanent constraint. If they are closed, no-neutral switches with capacitors will get you there, and we will tell you honestly which fittings are likely to argue.
A complimentary design session covers all of this against your own floor plan, with a live Home Assistant system in front of you.